One basic thing that I've learned, through reading and personal realization, in my journey to financial freedom is that it all begins with a change in mindset and beliefs.
A fundamental belief in the past was that financial growth and prosperity is the opposite of spiritual growth, an 'OR' dilemna. Financial/material progress or spiritual progress or enlightenment. Then I discovered for myself the power of 'AND'. Financial prosperity and spiritual growth; abundant life which includes both.
In his book " Money and Spirit" , Frederick S. Brown explores and expounds on the ideas that "personal fiances is directly connected to one's spiritual life", " a balanced checkbook as a reflection of spiritual balance" and "equating your savings account to your spiritual worth" -- the last two ones being dangerous and to be taken with extreme care and caution -- but not if one believes that the spiritual life is supreme.
Anyway, this statement from his book , I think, holds a lot of truth and a good point for personal cash management -- - " In motivating them to take better control of their cash, I remind them that their cash spending affects not just their pocketbook but their spirit. When they spend unconsciously, they often buy things that don't bring them real satisfaction."
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